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CREDITACC

CREDITACCESS GRAMEEN LIMITED
Small-capFinancial Services ↗

What the six lenses say about CREDITACC — its relative strength vs the baselines, price & RS trend, the 8-quarter financials, and live filings.

Price
₹1427.2
2026-09-08
VWAP · 1Y anchor
₹1390
+2.7% from VWAP
P/E · TTM
29.4×
TTM EPS ₹48.6
52-week range
61%
position low→high
RSI(14)
43
momentum

Own sector index

Financial Services ↗
Neutral

1M

-3.5%

3M

+4.6%

1Y

-0.0%

Breadth >EMA21

42%

How CREDITACC’s own sector index is moving — context for reading the stock’s six lenses.

Six-lens read

What the six lenses say

How the lenses are scored ↗
Strength
5.5
avg conviction decile
Leadership
—
top-decile composite in cohort
Each lens is a decile within its cap cohort (D10 = top 10%) — no black-box composite. Expand a lens for the real numbers behind it.
LensDecile · Small-cap cohortDRaw
TechnicalD555›

The actual numbers

Price vs VWAP (1y)+2.7%
EMA trend stackMixed
Price vs 200-EMA+3.9%
Price vs 50-EMA-2.6%
RSI(14)43
RS vs Nifty 500 · 3M+10.4%
RS vs sector · 3M+10.2%
52-week range61%
Volume vs 30d avg0.38×
Volume vs 60d avg0.28×
ATR(14) · volatility51.6
Bollinger width · vol contraction0.162
FundamentalD551›

The actual numbers

Return on equity (ROE)10.5%
Return on capital (ROCE)10.0%
Operating margin48.4%
Net margin12.8%
Revenue growth · YoY+5.3%
EPS growth · YoY+45.7%

Full 8-quarter history in the financials table below.

ValuationD622›

The actual numbers

P/E (TTM)29.4×
TTM EPS₹48.6
52-week range61%
CatalystD745›

The actual numbers

Earnings & momentum51
Capital actions6
Governance188

Every filing in the corporate-announcements panel below.

FlowD650›

The actual numbers

Promoter holding66.2%
Delivery · 30d avg54.1%
Up/down-day asymmetry1.4pp
How the decile & conviction are calculated

Decile — each lens’s 0–100 score is ranked against every Small-cap stock in the universe. D10 = top 10% (strongest), D1 = bottom 10%. A decile is simply where this stock sits versus its size-peers on that lens — no weighting, no black box.

Conviction — the average of the two active conviction-lens deciles (Technical & Flow):

( D5 + D6 ) ÷ 2 = 5.5(Technical · Flow)

Fundamental, Catalyst, Valuation and Policy are shown for context but carry weight 0 in the current model, so they are not scored into conviction. Full detail on the methodology page ↗.

Glass box

How the score is built

Click a lens to expand its sub-components, then drill to the actual values. The eye icon on any term explains it.

Conviction score · Medium
55
Conviction score 55/100 · avg-decile strength 5.5/10
Conviction score55/100›
TechnicalD5›
FundamentalD5›
ValuationD6›
CatalystD7›
FlowD6›

Relative strength · always on

Percentage-point spread vs each baseline across six windows. Green = outperforming, red = lagging. Data as of 2026-09-08.

Baseline1D1W1M3M6M12M
Nifty 50
Large-cap anchor
-0.6pp
+5.9pp
-4.3pp
+12.0pp
+21.4pp
+10.8pp
Nifty 500
Broad-market baseline
-0.7pp
+5.9pp
-5.3pp
+10.4pp
+15.7pp
+5.6pp
Sector
Own-sector index
—
—
-4.3pp
+10.2pp
+21.3pp
+6.8pp

From atlas_foundation.technical_daily. Sector row covers 1M–12M (1D/1W not stored).

Trend

Price · EMA 20 / 50 / 200

CREDITACC daily close with the three trend EMAs · atlas_foundation.ohlcv_stock.

₹ (close)
1427.20-15.90

Relative strength

RS vs baseline · rebased to 100

CREDITACC ÷ Nifty 500, rebased to 100 at window start — above 100 = outperforming since then.

RS vs Nifty 500 (=100)
120.12-0.83

TradingView composite technical analysis — multi-timeframe consensus

Quarterly financials

Last 8 quarters from the company’s filings (₹ crore) — revenue, profit, margins and the growth trend.

MetricJun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26
Revenue (₹cr)1,5121,4531,3801,4071,4631,5081,4901,597
↳ change QoQ—-3.9%-5.0%+1.9%+4.0%+3.1%-1.2%+7.2%
EBITDA (₹cr)1,059754361—————
EBITDA margin70.1%51.9%26.2%—————
PAT (₹cr)398186-1004760126252340
↳ change QoQ—-53.2%-153.5%+147.2%+27.7%+110.0%+100.0%+34.9%
Net margin26.3%12.8%-7.2%3.3%4.1%8.4%16.9%21.3%
EPS (₹)24.9511.67-6.242.963.777.8715.7521.20
D/E————————
YoY growth · Mar '26Revenue +13.5% YoYPAT +623.4% YoY

Corporate announcements

Filings to the exchange — capital actions, earnings and governance. Most recent first.

  • 4 Sep '26
    LOWgovernance
    ESOP/ESOS/ESPS
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 3 Sep '26
    MEDIUMcapital
    Press Release
    ›

    An exchange filing — open the original disclosure on NSE for the full text.

    View original filing on NSE ↗
  • 2 Sep '26
    LOWgovernance
    Allotment of Securities
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 20 Aug '26
    LOWgovernance
    ESOP/ESOS/ESPS
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 19 Aug '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 13 Aug '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 11 Aug '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 10 Aug '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 7 Aug '26
    LOWgovernance
    Allotment of Securities
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 6 Aug '26
    LOWgovernance
    General Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 5 Aug '26
    HIGHearnings
    Reply to Clarification- Financial results
    ›

    An exchange filing — open the original disclosure on NSE for the full text.

    View original filing on NSE ↗
  • 3 Aug '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 31 Jul '26
    HIGHearnings
    Clarification - Financial Results
    ›

    An exchange filing — open the original disclosure on NSE for the full text.

    View original filing on NSE ↗
  • 29 Jul '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 24 Jul '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗

…and 5 more.

Ownership

Who holds CREDITACC

Mutual funds holding CREDITACC (10)

FundWeightAUM ₹crGrade
Axis Small Cap Fund Reg Gr0.81%30,089
Aditya BSL Flexi Cap Gr0.56%28,112
ICICI Pru Multicap Gr1.04%18,769
Edelweiss Mid Cap Gr1.73%18,704
HSBC Small Cap Fund Reg Gr0.79%17,784
Canara Robeco Small Cap Reg Gr1.27%14,231
UTI Mid Cap Reg Gr1.08%12,379
HDFC Multi - Asset Allc Gr0.53%5,980
HSBC Flexi Cap Gr1.57%5,718
UTI Small Cap Reg Gr0.67%5,263

ETFs holding CREDITACC (1)

ETFWeightGrade
Zerodha Nifty Smallcap 100 ETF0.73%
Show company profile (about, sector, employees, IPO)
Native from atlas_foundation — lens journal, technical_daily, ohlcv_stock; TradingView for the live instrument view. ← Back to Financial Services