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CREDITACC

CREDITACCESS GRAMEEN LIMITED
Small-capFinancial Services ↗

What the six lenses say about CREDITACC — its relative strength vs the baselines, price & RS trend, the 8-quarter financials, and live filings.

Price
₹1546.1
2026-07-10
VWAP · 1Y anchor
₹1365
+13.3% from VWAP
P/E · TTM
31.8×
TTM EPS ₹48.6
52-week range
91%
position low→high
RSI(14)
65
momentum

Own sector index

Financial Services ↗
Underweight

1M

+5.1%

3M

+1.0%

1Y

-1.9%

Breadth >EMA21

54%

How CREDITACC’s own sector index is moving — context for reading the stock’s six lenses.

Six-lens read

What the six lenses say

How the lenses are scored ↗
Strength
7.0
avg conviction decile
Leadership
0/2
active lenses · Tech & Flow
Each lens is a decile within its cap cohort (D10 = top 10%) — no black-box composite. Expand a lens for the real numbers behind it.
LensDecile · Small-cap cohortDRaw
TechnicalD995›

The actual numbers

Price vs VWAP (1y)+13.3%
EMA trend stackUp · 21>50>200
Price vs 200-EMA+18.1%
Price vs 50-EMA+10.8%
RSI(14)65
RS vs Nifty 500 · 3M+23.1%
RS vs sector · 3M+25.4%
52-week range91%
Volume vs 30d avg1.00×
Volume vs 60d avg0.59×
ATR(14) · volatility52.9
Bollinger width · vol contraction0.205
FundamentalD551›

The actual numbers

Return on equity (ROE)10.5%
Return on capital (ROCE)10.0%
Operating margin48.4%
Net margin12.8%
Revenue growth · YoY+5.3%
EPS growth · YoY+45.7%

Full 8-quarter history in the financials table below.

ValuationD315›

The actual numbers

P/E (TTM)31.8×
TTM EPS₹48.6
52-week range91%
CatalystD643›

The actual numbers

Earnings & momentum47
Capital actions8
Governance174

Every filing in the corporate-announcements panel below.

FlowD550›

The actual numbers

Promoter holding66.2%
Delivery · 30d avg50.3%
Up/down-day asymmetry-2.7pp
How the decile & conviction are calculated

Decile — each lens’s 0–100 score is ranked against every Small-cap stock in the universe. D10 = top 10% (strongest), D1 = bottom 10%. A decile is simply where this stock sits versus its size-peers on that lens — no weighting, no black box.

Conviction — the average of the two active conviction-lens deciles (Technical & Flow):

( D9 + D5 ) ÷ 2 = 7.0(Technical · Flow)

Fundamental, Catalyst, Valuation and Policy are shown for context but carry weight 0 in the current model, so they are not scored into conviction. Full detail on the methodology page ↗.

Glass box

How the score is built

Click a lens to expand its sub-components, then drill to the actual values. The eye icon on any term explains it.

Conviction score · Highest
91
Conviction score 91/100 · avg-decile strength 7.0/10
Conviction score91/100›
TechnicalD9›
FundamentalD5›
ValuationD3›
CatalystD6›
FlowD5›

Relative strength · always on

Percentage-point spread vs each baseline across six windows. Green = outperforming, red = lagging. Data as of 2026-07-10.

Baseline1D1W1M3M6M12M
Nifty 50
Large-cap anchor
+0.3pp
+1.1pp
+18.7pp
+26.8pp
+23.4pp
+26.3pp
Nifty 500
Broad-market baseline
-0.1pp
+1.0pp
+18.1pp
+23.1pp
+18.3pp
+22.4pp
Sector
Own-sector index
—
—
+16.9pp
+25.4pp
+20.0pp
+22.6pp

From atlas_foundation.technical_daily. Sector row covers 1M–12M (1D/1W not stored).

Trend

Price · EMA 20 / 50 / 200

CREDITACC daily close with the three trend EMAs · atlas_foundation.ohlcv_stock.

₹ (close)
1546.10+9.40

Relative strength

RS vs baseline · rebased to 100

CREDITACC ÷ Nifty 500, rebased to 100 at window start — above 100 = outperforming since then.

RS vs Nifty 500 (=100)
122.73-0.18

TradingView composite technical analysis — multi-timeframe consensus

Quarterly financials

Last 8 quarters from the company’s filings (₹ crore) — revenue, profit, margins and the growth trend.

MetricJun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26
Revenue (₹cr)1,5121,4531,3801,4071,4631,5081,4901,597
↳ change QoQ—-3.9%-5.0%+1.9%+4.0%+3.1%-1.2%+7.2%
EBITDA (₹cr)1,059754361—————
EBITDA margin70.1%51.9%26.2%—————
PAT (₹cr)398186-1004760126252340
↳ change QoQ—-53.2%-153.5%+147.2%+27.7%+110.0%+100.0%+34.9%
Net margin26.3%12.8%-7.2%3.3%4.1%8.4%16.9%21.3%
EPS (₹)24.9511.67-6.242.963.777.8715.7521.20
D/E————————
YoY growth · Mar '26Revenue +13.5% YoYPAT +623.4% YoY

Corporate announcements

Filings to the exchange — capital actions, earnings and governance. Most recent first.

  • 19 Jun '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 12 Jun '26
    LOWgovernance
    Allotment of Securities
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 12 Jun '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 11 Jun '26
    MEDIUMcapital
    Press Release
    ›

    An exchange filing — open the original disclosure on NSE for the full text.

    View original filing on NSE ↗
  • 11 Jun '26
    LOWgovernance
    Change in Management
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 9 Jun '26
    LOWgovernance
    ESOP/ESOS/ESPS
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 6 Jun '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 3 Jun '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 2 Jun '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 29 May '26
    LOWgovernance
    Disclosure of material issue
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 22 May '26
    LOWgovernance
    ESOP/ESOS/ESPS
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 19 May '26
    LOWgovernance
    Suspension of Trading
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 15 May '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 13 May '26
    LOWgovernance
    Allotment of Securities
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗
  • 13 May '26
    LOWgovernance
    Analysts/Institutional Investor Meet/Con. Call Updates
    ›

    A governance / disclosure filing — lower signal weight, context only.

    View original filing on NSE ↗

…and 5 more.

Ownership

Who holds CREDITACC

Mutual funds holding CREDITACC (10)

FundWeightAUM ₹crGrade
Axis Small Cap Fund Reg Gr0.71%27,840
ICICI Pru Multicap Gr1.00%17,676
Edelweiss Mid Cap Gr1.42%16,849
Canara Robeco Small Cap Reg Gr1.21%13,967
UTI Mid Cap Reg Gr1.03%12,122
HSBC Flexi Cap Gr1.17%5,538
UTI Small Cap Reg Gr0.63%5,213
Mahindra Manulife Small Cap Reg Gr0.79%4,591
Edelweiss Flexi Cap Reg Gr0.88%3,374
Edelweiss Multi Cap Reg Gr0.89%3,253

ETFs holding CREDITACC (1)

ETFWeightGrade
Zerodha Nifty Smallcap 100 ETF0.64%
Show company profile (about, sector, employees, IPO)
Native from atlas_foundation — lens journal, technical_daily, ohlcv_stock; TradingView for the live instrument view. ← Back to Financial Services